Gold Loan

Unlock the Value of Your Gold with Ease

A Gold Loan from Pravara Sahakari Bank is a quick and convenient way to meet your urgent financial needs by pledging your gold ornaments. Whether it’s for business expansion, agriculture, education, medical emergencies, or personal expenses, we provide fast financial support with simple procedures.

Key Features

✅ Instant Loan Against Gold Ornaments

✅ Competitive Interest Rates

✅ High Loan-to-Value (LTV) Ratio as per norms

✅ Quick Processing & Immediate Disbursement

✅ Safe & Secure Storage of Gold

✅ Flexible Repayment Options (EMI / Bullet Payment)

✅ Max Loan -15 Lacs

✅ Rate of Interest 8.9% - if Purpose of loan is for Agriculture Use 9%- Other

✅ Guarantor - Nil

✅ Membership - A Class

✅ Security - Gold Ornaments

Eligibility Criteria

⇒  Individuals above 18 years of age

⇒  Owner of gold ornaments (as per bank purity norms)

⇒  Valid KYC documents

⇒  Liable Person of Gold

Documents Required

⇒  Identity Proof (Aadhaar Card / PAN Card / Voter ID / Passport)

⇒  Address Proof

⇒  Passport-size Photographs

⇒  Gold Values certificate of weight & valuation

Benefits of Choosing Pravara Sahakari Bank

⇒  Trusted Cooperative Banking Institution

⇒  Transparent Valuation Process

⇒  Safe Custody of Pledged Gold

⇒  Customer-Centric Service

⇒  Quick and Hassle-Free Loan Processing