Personal Loan

A Personal Loan from Pravara Sahakari Bank is designed to help you manage life’s important expenses—whether it’s a medical emergency, education costs, home renovation, travel, wedding expenses, or debt consolidation.

Key Features

✅ Flexible Loan Amounts – Based on your income and repayment capacity

✅ Attractive Interest Rates – Competitive and affordable

✅ Simple Documentation – Minimal paperwork required

✅ Quick Processing & Disbursement – Fast approval process

✅ Flexible Repayment Tenure – Convenient EMI options

✅ No Collateral (if applicable) – Unsecured loan facility

✅ Max Loan Amt - 5 Lacks

✅ Rate of Interest - 14%

✅ Guarantor - 2 (Salaried Person)

✅ Membership - A Class With 5% shares of sanctioned amount

✅ Security - Salary & Surety

Eligibility Criteria

⇒  Salaried Employees (Government / Private Sector)

⇒  Self-Employed Professionals & Business Owners

⇒  Minimum age: 21 years

⇒  Maximum age: As per bank norms

⇒  Stable income source

Documents Required

⇒  Identity Proof (Aadhaar Card / PAN Card / Passport)

⇒  Address Proof

⇒  Income Proof (Salary Slips / ITR / Bank Statements)

⇒  Passport-size Photographs

⇒  Salary slips of applicant & Guarantors (Nearest month)

⇒  No dues certificate of employee society and institute

⇒  Deduction authority letter of employee

Why Choose Pravara Sahakari Bank?

⇒  Trusted Cooperative Banking Institution

⇒  Customer-Friendly Services

⇒  Transparent Loan Process

⇒  Personalized Financial Solutions